Sunday, October 27, 2013

How to Save Money Without Coupons: Smart Phones!

I just got a smart phone last December, after I had my previous cell phone for four years. I had been putting off purchasing a new phone because it was so expensive, but I did not realize all of the money that I was losing by not having a smart phone. I am an extreme couponer. I get excited whenever friends and family give me coupons, I glean every clearance rack we pass by, and I carry my coupon binder into every store like a child. But what if you haven't decided that you are ready for that? Or what if you want to take your coupon savings to the next level? This is where smart phone applications come into play. I have listed my favorite, most valuable (FREE!) applications for saving money below.


Ibotta
This app pays you to shop! For every qualified purchase, ibotta will give you money back. This is ON TOP of your coupons, so in some cases with free items, I actually make money on purchases. This is definitely my favorite app so far, as I can submit my receipts (by taking a picture of my receipt with my phone), and ibotta will give me money for items that I would normally already purchase. They have also included a new store specials section, with more deals exclusive to specific stores, like Target and Walmart, and give you cash bonuses for redeeming more offers. Last month, I received $50 in cash from this free app. I would highly recommend it, and new users get a $10 bonus! Click the link below to get started.
Shopkick
This is such a great app that I use almost every day. This app is great when you are shopping, as you get points for walking into stores, as well as for scanning items in the store (using your phone's camera). There are coupons for specific stores in the app as well, such as $3 off $15 of men's apparel, or $1 off of a bag of chips. You can even get points for actual purchases, by linking your debit card if you want to earn extra points. There are dozens of rewards to choose from, but my favorite by far are Target giftcards. I earn an average of $10 a month in Target gift cards, which can be redeemed in store, and instantly scanned from your phone at the cash register. These are great to lower your shopping trip costs, or to save up for your holiday shopping. Click the link below to get Shopkick for your phone.
Cartwheel
This app is specific to Target stores, and offers a percentage discount off of specific items. You choose which items you will purchase, and the Cartwheel app will create a barcode that you can scan at the checkstand to discount your purchase. I have seen many items that you do not traditionally see coupons for (such as 30% off firepits), and many items that also have current coupons. The great thing about this app is that you can use it ON TOP of manufacturer AND store coupons, so it is a triple discount. Click below to get Cartwheel.
Receipt Hog
This is a newer app where you scan grocery and retail receipts to earn points. Every receipt is worth 5-20 points, plus bonuses. After 1000 points, you get a $5 payout. It is definitely not one of the top paying apps, but an extra $5 every month or two regardless of what you purchased is pretty cool Also, it is so easy to use, because all that you do is take pictures of your receipts, so this would be a great idea for the kids or hubby to do without messing anything up :) . Sign up with the link below.
Viggle
This app listens to your television and checks you in to whatever show you are watching. You earn points for every minute that the show is playing, and can earn bonuses during the show. There are many awards available, but my favorite is the Hulu Plus subscription. Every month, we earn a month of Hulu Plus for free, so we can watch all of our favorite shows. The best part is that when we are watching Hulu, we are checking in to all of our shows, and earning points towards the next month's subscription! There are also food and retail gift cards available, but I like the fact that we haven't paid for Hulu for the past six months because of this app. Click below to get this app.
Gas Buddy
This app is great for saving money at the pump! So much money is spent on gas in our house, that this is another app that we use every week. This app will use your phone's GPS to locate the cheapest gas prices in the area. I like to use it especially when I am not near home and our "favorite" (also known as the cheapest) gas stations. It is very surprising that there can be a .50 difference per gallon a quarter mile away from one gas station to another. Sign up below for this app.
I use all of these apps to save, and earn, hundreds of dollars a year, in addition to all of the money that we save with coupons. I do not like downloading lots of apps, but I do have one page on my phone set aside just for these applications. I figure that if I am getting paid by my smart phone, these are some of the most valuable things that I could have on my phone. I would recommend trying out all of these apps for at least a month or two, and see how much you can add to your wallet!


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